Best Payment Gateway Providers for Online Business in 2023

Best Payment Gateway Providers for Online Business in 2023

Several inquiries spring to mind when we discuss payment gateways, including A payment gateway is what? What is the operation of a payment gateway? How is a payment gateway built?

You must have made the payment online if you have ever purchased anything from an online retailer. Also, the website must have given you a variety of payment options, such as GPay, MasterCard, etc.

A payment gateway is a company that offers online payment services. It enables you to pay online or accept payments from international buyers or sellers in a variety of currencies.

List of Top Payment Gateways

Depending on which one you choose, you’ll have access to well-liked payment options that are linked to your eCommerce site and provide your customers with a simple checkout process.

You should first shop around and determine which service provider has the most features that are right for you at the costs you can afford before purchasing a payment gateway for your retail store or online store. After that, get in touch with the company you believe will work best for you and inquire about their plans, features, membership costs, learning curve, etc.

We shall discuss the best payment gateway providers in this article. See which one delivers the features that are most appropriate for your business needs by looking at their top features.

1. Fondy

Best Payment Gateway Providers for Online Business in 2023

A one-stop shop for payments, Fondy serves companies of all sizes. Payment choices are broad and include payouts, splits, and subscription fees. Use a multi-currency IBAN account to store and transfer money from one location. Businesses based in the UK and the EU should use it.


  • Includes local payment mechanisms and supports more than 300 payment methods
  • 200 nations and territories are included
  • Accepts payments in 150 different currencies
  • One-click transaction processes
  • Permits cryptocurrency payments

Conclusion: Fondy is a tool that every business owner has to carry. For both big and small enterprises, Fondy is a need because of its global reach and versatility with currencies and payment methods.

Price: Each transaction will only cost a little fixed price. Even better, the cost decreases as you process more.

2. Jotform

Jotform Payment Gateway

With the help of seamless payment processor interfaces, Jotform enables you to collect credit and debit card payments as well as ACH and e-check payments. You first select the preferred payment gateway, include it in the form of your choice, and then incorporate that form into your website. Also, the platform doesn’t charge you any additional transaction costs. Integrating several payment gateways is perfect.


  • Stripe donations accepted
  • Online electronic payment collection
  • Take international payments
  • Take payments using online forms

Conclusion: Jotform offers software that makes it simple to integrate a variety of payment methods. You will be able to easily collect payments both locally and internationally using the forms on your website with the aid of these connections.


There is a Lifetime Free Plan.

Silver: $49/month

Bronze: $39/month

Gold: $129 monthly

3. PayPal

PayPal Payment Gateway

With the help of PayPal, an online payment gateway provider, you may quickly exchange the items or services you buy or sell for cash. It excels at being a dependable and simple payment option.

Top features:

  • Millions of online stores accept payments.
  • Pay with cryptocurrencies.
  • Give money to loved ones and use animation tools to make it more expressive.
  • Pay by scanning the merchant’s QR code.
  • Your clients can purchase anything they want and then pay for it in 4 payments using the “Pay in 4” function.
  • advantageous for the sellers because it makes the selling procedure simpler.

Conclusion: PayPal is a well-liked and incredibly simple-to-use payment method. It provides you with a mechanism to accept payments in hundreds of different currencies. Using PayPal, you can also conduct transactions in cryptocurrency.

Price: If you’re a buyer using PayPal, you won’t be charged any fees until there is a currency exchange involved.

4. Stripe

Stripe Payment Gateway

A well-known and reliable payment method is Stripe. For enterprises of all sizes, it provides rich APIs, 99.9% uptime, and much more. The most cutting-edge features for accepting payments are found in Stripe.

Top Features:

  • Get cutting-edge fraud detection tools.
  • Send and create invoices.
  • Supports more than 135 different currencies and numerous local payment options.
  • Secures and encrypts the data.
  • Tools for financial reporting.
  • 450+ systems are supported, and you have access to customer service around-the-clock.

Conclusion: One of the top providers of payment gateways is Stripe. The services provided by Stripe enable you to take payments in more than 135 different currencies, which aids in growing your international sales.

Price: These are the prices:

Integrated: 2.9% + 30¢ per successful card charge.

Customized: Contact the sales team directly.


ECOMMPAY Payment Gateway

ECOMMPAY is a complete finance ecosystem that enables international online payments and payouts. The platform offers access to direct acquiring, the most popular local payment options, and currencies, a B2B bank, and much more. Consulting services are also available for companies expanding into new regions. Get all the advantages of a custom, in-house payment infrastructure created to meet your unique demands. For local and international internet businesses who want to handle all of their payment requirements through a single platform, it is optimal.

Top Features:

  • Conversion growth methods are supported by studies on end-user payment patterns and are based on both historical and current data.
  • Integrated risk management system. The fact that ECOMMPAY has a customized risk control management system with a 97% fraud detection and prevention rate is one of its distinctive features.
  • Let your business run uninterrupted thanks to ECOMMPAY’s 99.99% uptime for its payment infrastructure.
  • For improved acceptance rates and cheaper fees, use intelligent payment routing and cascading.
  • solutions for business intelligence. The platform provides analytics and reporting tools to assist businesses to understand their financial health, consumer payments, and business operations.
  • The specific business verticals that all-in-one payment systems are designed for include, but are not limited to, e-commerce, travel, and hospitality, e-learning, transportation & mobility.
  • Payment and expansion advice to boost your company’s expansion.

Conclusion: ECOMMPAY, one of the top payment processors, has an internal architecture that makes it simple to customize their service to a client’s demands while providing first-rate professional and technical support. In order to assist businesses in meeting the expectations and needs of end customers, the company continuously creates innovative products and payment solutions.

Price: Free Version is offered.

6. Adyen

Adyen Payment Gateway

With the help of the payment platform Adyen, you can take payments from your international clients for the products or services you provide. This well-known payment gateway was established in 2006 and now has 24 offices across the world. In addition to receiving immediate payments, it is great for fostering customer relationships.

Top qualities:

  • At the checkout, add any payment method.
  • With the tokenization capability, you may identify a consumer by using the tokenized version of his credit card number.
  • Tools for preventing fraud based on artificial intelligence
  • By rewarding and discounting devoted consumers, you can foster positive customer relations.
  • solutions for recurring payments.

Conclusion: Adyen is a recommended payment option that has nearly all the justifications you’d want in a payments platform. The system makes it very simple to complete transactions, which boosts sales.

Price: Processing fee + Payment Method fee (Check the website for accurate pricing details.)

7. Authorize.Net

Authorize Payment Gateway

By enabling you to accept online payments using credit or debit cards, e-checks, and other methods, the Visa solution Authorize.Net promises to streamline the payment process. For fraud protection, it works best.

Key features include

  • The ability to accept payments online, in-person, or through your internet store.
  • Get money by means of a card reader.
  • Customers should receive transaction receipts via email.
  • A suite of tools for advanced fraud detection that locates, controls, and stops allegedly fraudulent transactions.
  • Accept or pay recurring payments automatically.

Conclusion: Authorize.Net is a very reliable online payment processor. It provides a variety of features. A big plus is the Advanced Fraud Detection Suite.

Price: These are the prices:

Monthly gateway: $25

Per transaction: 2.9%+30¢

8. 2Checkout

2Checkout Payment Gateway

Almost 180 nations use the monetization platform 2Checkout, which was established in 2006. Making the checkout process simple for your customers helps you improve your sales. It is great for facilitating checkout.

Top Features:

  • Instantly send or receive funds internationally.
  • Recurring payments.
  • Provides access to more than 45 payment options.
  • Global adherence to regulations and taxes.

Conclusion: 2Checkout gives you fast access to 45+ payment options and enables you to take payments for your products from more than 180 countries. This may be a really effective way to boost your sales.


  • 2SELL: 3.5% + $0.35 per successful sale
  • 2SUBSCRIBE: 4.5% + $0.45 per successful sale
  • 2 MONETIZE: 6.0% + $0.60 per successful sale
  • Enterprise: Custom Pricing

9. Payline

Payline Payment Gateway

Depending on your specific requirements, Payline offers you payment processing solutions. They provide a function that will make checking out simpler. It is ideal for reasonable prices.

Top qualities:

  • Tools for refunds, transaction receipts, and quick checkout, among other things.
  • Deliver invoices.
  • With online payment tools, integration is simple.
  • An iOS and Android smartphone credit card reader.
  • Many mobile applications for accepting payments, quickly computing taxes, etc.
  • Conclusion: Payline seeks to offer an affordable internet payment gateway. The supplied features are good. The platform is a good choice.

Price: A one-month free trial is available. Following are the price plans:


10. Braintree

Best Payment Gateway Providers for Online Business in 2023

A subsidiary of PayPal, Braintree enables you to rapidly take payments from across the world using a variety of well-liked payment options. By offering your consumers improved payment experiences, this organization, which has been around for more than 20 years, hopes to boost your sales. It is ideal for granting access to a wide range of widely used payment methods.

Top Features:

  • Enables you to use well-liked payment options.
  • Simplifies and streamlines the checkout process, requiring fewer clicks.
  • Protection from unauthorized transactions.
  • Encrypt your data with Braintree Vault.

Conclusion: Braintree allows you to receive payments using well-known services like PayPal, GPay, etc. They also supply cutting-edge fraud defense tools. Nonetheless, there are rumors that customer service is lacking.


  • Cards & digital wallets: $2.59% + $0.49 per transaction
  • Venmo: 3.50% + $0.49 per transaction
  • ACH Direct Debit: 0.75% per transaction


You must provide your consumers with a variety of payment choices whether you operate an online store or accept payments digitally in your physical location. By doing this, you can reduce the likelihood of cart abandonment and increase sales.

There are many companies that offer online payment gateway services, and they all have functionality for receiving payments in different currencies throughout the world.

The top options, if you need a payment gateway to accept payments online, are Fondy, PayPal, Authorize.Net, Stripe, 2Checkout, and Adyen; compare their features and costs to determine which is ideal for your company.

Aside from these, other highly regarded payment gateway companies include Braintree, WePay, Skrill, AmazonPay, and Payline.